CreativeIceDesigns shows you how to make a "Polaroid"-style image on Photoshop CS3. Open a new 400 x 500 pixel image, and create a new layer, and drag underneath the original background layer. On the original "Layer 0" (the top-most layer), take the marquee tool and cut out (delete) a square, so that what you have in front of you looks like a Polaroid picture. Drag the the picture you want in, transform it into the right shape (ctrl + T) and drag it underneath "Layer 0." You can add effects...